Whether you are looking into Medi-Cal for yourself or for a loved one who may need access to the benefits, you may have some big questions – not the least of which is how the Medi-Cal program will affect your quality of care.
For most people, the number one concern is whether they’ll be able to continue seeing their own physician, use a familiar hospital and stay with their chosen pharmacy. That’s an especially big concern for people who have or are developing chronic health issues.
There are many providers and hospitals available to Medi-Cal members
While there’s no guarantee that you will be able to remain with the physician you have now, there are more than 130,000 physicians and other medical providers participating in the system – and more than 400 accredited hospitals.
You will be able to access urgent care facilities, hospitals, psychological care and specialists at will through the searchable managed care database maintained by the state.
Don’t let fears about the quality of care prevent you from accessing these benefits
Medi-Cal offers a variety of different health plans, which vary by county, but some of the names of the insurance programs should definitely sound familiar since they include well-known programs like Kaiser, Molina and Anthem. All the plans are vetted to make sure that every consumer is given the same high-quality care.
Medi-Cal planning can be hugely advantageous, but many people of modest means think that they won’t qualify without using up all of their assets. The wrong move can be disastrous for your long-term care plans. It’s wisest to talk to someone who can explain the way that you can legally preserve a legacy for your family while still obtaining the care you need.