The Medi-Cal program provides benefits to those who are eligible, focusing on providing low-cost health coverage or free coverage. Essentially, this is a way for those in difficult financial situations – such as those in low-income households or pregnant women who...
Medi-Cal and Long Term Care Planning
Medi-Cal protections are expanding in 2024
There are a host of reasons that California residents who are concerned about getting the care and services that they’ll likely need later in life may benefit from engaging in Medi-Cal planning. Making this effort proactively, for example, can help individuals to...
Does Medi-Cal only cover skilled nursing care?
Many older adults have strong feelings about nursing homes. They may feel that they will be placed there and forgotten. However, they may be at a point where it’s no longer safe for them to be home by themselves. It places a significant burden on the “sandwich...
Are all assets counted when seeking Medi-Cal for long-term care?
Medi-Cal is California’s Medicaid program that helps elders and low-income families with their healthcare needs. Many people avoid applying for Medi-Cal, believing they have too many assets to qualify for benefits. While it is true that your assets and possessions...
Do Medi-Cal recipients need to pay back their benefits?
Most working adults can qualify for Medicare when they are ready to retire because they have contributed to the program through payroll taxes. But sadly, Medicare doesn't provide comprehensive medical coverage that will fully pay for the support people require as they...
Do you need to renew your Medi-Cal coverage?
Your local Medi-Cal office will review your eligibility yearly or when you report changes to your household. Therefore, you need to renew your coverage to keep your health benefits. Here is what you should know about this matter: Renew your coverage each year With...
2 costly Medi-Cal planning mistakes to avoid
As you age and lose your independence, you are likely to find yourself in a nursing home facility. But nursing home care is never cheap. The good news, however, is that there are steps you can take to avoid depleting your estate while paying for the care you need in...
How do Medi-Cal and veteran benefits intersect?
Long-term care planning for veterans often involves navigating and coordinating multiple benefit programs. Medi-Cal, California's Medicaid program, and the Veterans Affairs (VA) Aid and Attendance program are two significant resources. The Veterans Benefits...
What are the residency requirements for Medi-Cal?
If you have recently moved to California, you may have heard good things about its health care plan known as Medi-Cal. You may wonder if you are eligible to apply. While the program says it is for “Californians," they mean anyone residing here legally. So if you were...
2 crucial things to know about Medi-Cal
Medi-Cal allows California residents to access free or low-cost health coverage. Thus, if you meet the eligibility requirements, you should consider applying for it. However, you need to be informed to have a smooth experience. The following are two crucial things to...