Experienced Lawyer Offering Guidance For Long-Term Care And Medi-Cal Planning In Roseville

Last updated on October 5, 2026

Long-term care planning is the process of preparing for the possibility that you or a loved one will one day need extended medical or personal care. This type of care often comes in the form of in-home assistance, assisted living or skilled nursing facilities. The costs associated with these services can be significant, and without a proper plan in place, they can quickly deplete a lifetime of savings.

Law Office of Matthew D. Scott has helped many families in Roseville and the surrounding area to plan for long-term care needs while also preserving their financial health. Our Roseville long-term care planning lawyer and the rest of our team can help you explore your options for protected vehicles to preserve your estate and navigate the process of applying for long-term care benefits. There is a better way, and we are dedicated to helping our clients find it.

Preparing For The Future With Personalized Plans

Those applying for Medi-Cal, California’s version of federal Medicaid, can prepare financially for long-term care without spending down their estate or incurring a significant bill from the state.

Combining complex estate planning tools with a thorough understanding of all applicable regulations, our firm designs a tailored plan for your family. Through specialized trusts, asset allocation techniques and gifting strategies, aging people and their families can preserve assets while ensuring they get the care they need and maintain a comfortable standard of living.

Our Roseville Medi-Cal planning attorney helps clients explore the strategies that can protect their hard-earned wealth while fully complying with applicable laws. These strategies may include intentionally defective grantor trusts, special needs trusts, gifting, and real property transfers consistent with the law and good practice.

What Should I Know About Medi-Cal?

Arranging your finances for your long-term care can feel very confusing, even overwhelming. We have the knowledge you need when it comes to figuring things out. Here, we have answered some of our prospective clients’ most commonly asked questions about Medi-Cal planning.

What is the asset limit to qualify for Medi-Cal?

As of January 1, 2026, California Medi-Cal caps resources at $130,000 for a single person and $195,000 for couples with more severe limits expected in 2027 and beyond. This includes assets like your house, bank account and cash.

How can I protect my assets but still receive Medi-Cal?

There are many tools available that you can use to preserve your assets. If you plan strategically, you can protect your assets but still apply for Medi-Cal benefits. For example, creating an asset protection trust can go a long way toward keeping your money in your pocket while ensuring you receive benefits.

How do I apply for Medi-Cal?

You can apply one of several ways: online, through the mail, over the phone or in person. The process involves several complex steps. You will need extensive documentation, including your medical and financial records. Be aware that you must complete every detail correctly; if you make an error, your application will be delayed and you might have to start again.

Do I really need to hire a Medi-Cal attorney?

Many people try to figure out Medi-Cal and manage their assets on their own only to realize that they could have saved a lot more money by hiring an attorney. With a lawyer who understands how the laws work, you have someone to advise you on the wisest ways to preserve your assets while applying for Medi-Cal. We work with a team of professionals to ensure your particular situation is addressed correctly.

Create A Plan That Provides You With Peace Of Mind

Your personal, family or business situation will affect the estate planning solutions that best support your needs. To explore your options with a knowledgeable attorney who can provide clear legal answers to your questions, contact the firm online or call 916-894-8632.