Medi-Cal provides California residents with low-cost health coverage. The department of health care services is doing its best to provide everyone eligible for this coverage with quality solutions.
Below are four things to know when enrolling in the Medi-Cal program.
There is no deadline
You can enroll in Medi-Cal at any time during the year. Unlike Covered California, which has an enrollment period, there is no deadline for applying to be part of the Med-Cal program.
Different plans are available
With different plans in Medi-Cal, you can choose what you want. For instance, Placer County has three plans. You should compare the details and benefits of each to pick the most suitable one.
Further, if you are unsatisfied with your plan, you can change it by completing the respective form or calling the department.
You can keep your doctor
A significant percentage of hospitals and doctors, dentists, pharmacists and other health care providers participate in the Medi-Cal program. Thus, the chances are you may stay with your doctor after enrolling in the program.
Your application can be denied
Despite being eligible for Medi-Cal, your application can be denied, and a common reason for this is the use of incorrect or outdated forms. You should be careful when applying to avoid this and other mistakes.
Nonetheless, you may request a hearing if you are unsatisfied with the reason provided for the denial. There may be a deadline for appealing after you receive a notice of the decision.
Medi-Cal can affect your assets as the department can claim the cost of your care at a certain age or after death. You should get professional help to protect your assets and make the application process more manageable.