Some people want nothing more than to have their closest family members present when they experience some kind of medical emergency. Others loathe the idea that their estranged parents or the spouse that abandoned them might show up at the hospital when there is some...
If you have a limited amount of assets and income and you're elderly or disabled, then it’s likely you’re eligible for the Medi-Cal program. Medi-Cal is a needs-based system that covers many medical benefits such as long-term care. You shouldn’t delay applying for...
Whether you are looking into Medi-Cal for yourself or for a loved one who may need access to the benefits, you may have some big questions – not the least of which is how the Medi-Cal program will affect your quality of care. For most people, the number one concern is...
People who are taking care of their estate plan should ensure that they’re taking steps to protect their assets from Medi-Cal recovery. In the past, anyone who received benefits under this program were subjected to asset recovery. In 2017, Medi-Cal recovery underwent...
Medi-Cal is the California Medicaid program. Like Medicaid insurance in every other state, Medi-Cal is only available to those with limited personal assets and income. These needs-based health benefits may cover far more than Medicare will, making them crucial for...
As people age, they tend to lose the ability to care for themselves. If you are losing your independence due to age-related health issues, now is the time to start thinking about long-term care. However, thanks to the rising cost of healthcare, more and more...
When someone dies in California, their personal property becomes their estate. Even if they tell their loved ones ahead of time who should get what, the recipients will likely need to wait. Those assets will end up going through probate court. Creditors will be able...
If you're doing your estate planning, you're probably considering how you want your future medical decisions to be made. Perhaps you've already had some sort of a medical emergency, such as a stroke, or maybe you're just thinking about what could happen in the future....
There are numerous estate planning documents that can perform multiple important functions for those thinking about their eventual death and possible future medical incapacitation. Many individuals think mainly about their legacy and how to pass their belongings to...
Trusts are often key instruments in people's estate plans. They may use a trust to pass money onto a child with special needs or a family member with a history of substance abuse. Trusts can help people qualify for Medicaid or reduce their estate tax liability. If you...